Cost of Raising a Child Calculator

See how much it costs to raise a child from birth through school and college—by country, with inflation.

Your Scenario

Country / Region

Costs are adjusted for local cost of living

Child's birth year

Use a future year to plan ahead

Expected annual inflation

Default is typical for the selected country

Education & activities

Private school (preschool through high school)

Include 4 years of college (18–22)

Private college (if including college)

Organized sports / activities

Private lessons (music, tutoring, etc.)

Select country and options to see your estimate

Why plan for the cost of raising a child?

From childcare and school to sports and college, costs add up—and they rise with inflation. A clear estimate helps you budget, save, and avoid surprises.

Costs vary a lot by country and by choices like public vs private school. Use this tool to see a realistic range for your situation and start saving early.

Unlock All Features

Get full access to tracking, history, and AI insights.

Unlimited calculation history
AI-powered insights & suggestions
Full dashboard with progress tracking
Export reports as PDF or CSV

Check Pricing

For informational and educational purposes only. This calculator provides estimates based on the information you provide and general financial principles. Results are not guaranteed and should not be considered financial, investment, or tax advice. Please consult a qualified financial advisor for personalized recommendations.