Terms of Service | MyFinancialBoard

Welcome to MyFinancialBoard. By using our website and services, you agree to these terms. Please read them carefully. We provide tools for your own financial planning — we are not a financial advisor, and nothing on the service is advice.

Description of service

MyFinancialBoard offers calculators (e.g. freedom number, FIRE, net worth, debt payoff) and a personal dashboard. You can use many tools without an account; the dashboard and some features require registration. We may change or discontinue features with reasonable notice.

Your account and conduct

You are responsible for keeping your account credentials secure and for all activity under your account. You must provide accurate information and use the service only for lawful purposes.

You may not: misuse or attempt to gain unauthorized access to our systems or other users’ data; use the service for any illegal purpose; scrape, resell, or redistribute our content or data in bulk; or use the service in a way that harms us or others.

Intellectual property and license

We own the MyFinancialBoard brand, site design, and our content. We grant you a limited, non-exclusive license to use the service for your personal, non-commercial use in line with these terms.

Not financial, tax, or legal advice

All calculators, dashboard outputs, and content are for informational and educational purposes only. They are not financial, investment, tax, or legal advice. We do not have a fiduciary or advisory relationship with you. You are responsible for your own decisions and should consult qualified professionals for personalized advice.

Disclaimers and limitation of liability

The service is provided “as is.” We do not warrant that results will be accurate, complete, or fit for your situation. We are not liable for any decisions you make based on the service or for any indirect, incidental, or consequential damages. Our total liability is limited to the amount you paid us in the twelve months before the claim, or $100 if you paid nothing.

Indemnification and termination

You agree to indemnify us from claims arising from your use of the service or your breach of these terms. We may suspend or terminate your access if you breach these terms or for other operational reasons, with notice where required.

Governing law and changes

These terms are governed by the laws of the jurisdiction in which we operate, without regard to conflict of law rules. We may update these terms; we will post changes here and update the “Last updated” date. Continued use after changes means you accept them.

For questions, contact us via the contact or about page.