Retirement Age Calculator
Discover when you can retire based on your current savings, contributions, and financial goals.
How much you want to spend annually in retirement
Enter your details to calculate your retirement age
This calculator uses the Rule of 25 (based on the 4% withdrawal rule) to determine how much you need for retirement. Your desired annual income multiplied by 25 gives you your target retirement nest egg.
We then project your savings growth based on monthly contributions and expected returns to find when you'll reach that target. Starting early and increasing contributions can significantly reduce your retirement age.
- Unlimited calculation history
- AI-powered insights & suggestions
- Full dashboard with progress tracking
- Export reports as PDF or CSV
For informational and educational purposes only. This calculator provides estimates based on the information you provide and general financial principles. Results are not guaranteed and should not be considered financial, investment, or tax advice. Please consult a qualified financial advisor for personalized recommendations.