Emergency Fund Calculator
Calculate how much you need in your emergency fund to protect against unexpected expenses.
3-6 months for stable jobs, 6-12 months for variable income
Enter your details to calculate your emergency fund target
An emergency fund is your financial safety net. It covers unexpected expenses like medical bills, car repairs, or job loss without going into debt. Financial experts typically recommend 3-6 months of expenses.
Keep your emergency fund in a high-yield savings account where it's easily accessible but still earning interest. This money should be separate from your regular checking and investment accounts.
- Unlimited calculation history
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- Full dashboard with progress tracking
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For informational and educational purposes only. This calculator provides estimates based on the information you provide and general financial principles. Results are not guaranteed and should not be considered financial, investment, or tax advice. Please consult a qualified financial advisor for personalized recommendations.