Rent vs Buy Calculator
Make an informed decision about whether renting or buying a home is better for your situation.
Enter housing details to compare rent vs buy
This calculator provides a simplified comparison. Real costs of homeownership include property taxes, insurance, maintenance (1-2% of home value annually), HOA fees, and opportunity cost of your down payment.
Non-financial factors matter too: flexibility to move, building equity, home improvement freedom, and local market conditions. The best choice depends on your personal situation, goals, and local housing market.
- Unlimited calculation history
- AI-powered insights & suggestions
- Full dashboard with progress tracking
- Export reports as PDF or CSV
For informational and educational purposes only. This calculator provides estimates based on the information you provide and general financial principles. Results are not guaranteed and should not be considered financial, investment, or tax advice. Please consult a qualified financial advisor for personalized recommendations.